Why is my card being declined and what should I do?
Last updated: April 23, 2026
If your card is being declined, here are the most common causes:
Insufficient balance
Make sure your account has enough funds to cover the transaction. → How do I add balance to my card?
Transaction exceeds spending limit
The transaction amount may be over your card's spending limit. → How to adjust my card's spending limit
Card is locked
Check if your card has been temporarily locked for security reasons. → Why can't I send or receive money, do card transactions, or create invoices right now?
Merchant or country restrictions
Some merchants or countries may not accept international cards. Our provider also has certain restrictions. → View eligibility requirements and purchase restrictions