Why did my SWIFT / International Wire fail?

Last updated: March 5, 2026

Common Causes of Transfer Failure:

Insufficient Balance

Ensure your account has sufficient funds available before initiating the transfer, including any applicable fees.

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Incorrect Purpose Selection

Choosing the wrong purpose of payment is a frequent reason for failed or rejected international payments.

Purposes to Avoid:

  • "Other Business Services"

  • "Personal Account"

These selections are often flagged by intermediary or destination banks for lacking clarity or being non-compliant with regulatory filters.

What to Do Instead:

  • Select a specific, clearly aligned purpose that closely matches the nature of your transaction (e.g., “Consulting Services”, “Software Subscriptions”, “Business Invoicing”, etc.).

  • If unsure, reach out to support@onesafe.io with a brief description of your transaction or via the in-app widget—we'll help identify the best option.