What are the features of the Stables Account?

Last updated: May 20, 2026

Feature availability (e.g. SWIFT, SEPA, USDT) depends on your account setup.
You can check your enabled features here: https://app.onesafe.io/app/endorsements

Stables Account

Supports ACH, US domestic wire, SEPA, SPEI, Pix, FPS, and SWIFT (upon request).
Supports crypto on-ramp and off-ramp transactions, allowing you to move between fiat USD and crypto currencies seamlessly without the need to exchange.

All funds are deposited as USD*
This is the account used to top up OneSafe cards
You can review the pricing and fees here
👉You can check out the Stables Account demo here

*Your USD is a stablecoin balance that is held in either USDC, issued by Circle, or USDB, issued by Bridge.

On-Ramp

Anything you send into OneSafe (any supported currency or token) is automatically converted into your OneSafe USD balance.

Off-Ramp

When you withdraw from OneSafe, your USD balance is converted into the currency or token you choose and sent out.

Here are some scenarios:

EUR sent via SEPA → auto-converted into your USD balance.
USDT sent on supported networks → auto-converted into USD in your OneSafe account.
Withdrawal via SEPA in EUR → your USD balance is converted to EUR and sent to the recipient